One of the cornerstone principals of financial planning is the need to adequately evaluate risks to achieving long-term goals and objectives. Oftentimes that process is referred to as risk management. At its core, the management of “life†risks is often divided into the following: dying too soon, becoming disabled, living too long, or not having enough assets. The foundational product that has been developed to meet the risk of dying too soon is life insurance. Read more.
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